A sovereign cryptocurrency at the service of the real economy » PACA Economic and Political Bulletin

A liquid tool to finance the relocation and decarbonization of the economy, and to protect the greatest number of people from inflation.

Why create a cryptocurrency at the service of the real economy?

You may be familiar with the project to create a cryptocurrency serving the real economy from the program Who wants to be my partner? Almost a year later, finally comes what had aroused much interest at the time. Sovereign cryptocurrency at the service of the real economy: the digital token $BIM and the creation of a low-carbon ecosystem made in France and associated.

Thus, compared to Bitcoin (BTC) whose transaction costs are high, long transactions (several minutes) and high energy consumption, the digital token $BIM offers a set of means of payment with infinitesimal transaction costs, with very low energy consumption. energy, uses a carbon neutral block chain (POLYGON), and is compatible with a large number of WEB 3.0 applications.

The use of a cryptocurrency (Token) as a means of payment combines the advantages of cash (cash) and electronic money: the same ease of use as electronic money (contactless payment, virtual card) and the anonymity of cash (cash) which derives from anonymity. of the blockchain. BIM thus introduces two important innovations for merchants and e-merchants: the anonymity of electronic payments ($BIM checkout) and instant and free account-to-account payments ($BIM wallet to $BIM wallet).

BIM allows you to pay directly for purchases on the Internet with the digital token $BIM using the BIM Pay solution. To do this, you must first exchange your euros or cryptocurrencies for $BIM digital tokens. Paying in $BIM will allow you to obtain a cash-back (discount) proportional to the positive impact of your purchases (made in France, carbon footprint).

Why does $BIM protect against inflation?

One of the main limitations of fiat currencies is the absence of collateral, which has been the case since the end of the Bretton Woods agreements in 1971. Therefore, deposit holders are directly exposed to the erosion of the value of the currency. currency, as evidenced by the difference between the Livret A rate (2%) and inflation (5%). In other words, €200 today will only be worth €100 in 15 years.

With the fiat currency (euros) raised from the sale of digital tokens $BIM, BIM invests in real economy companies, which manufacture physical, consumer and mass-produced products in France, in a process of reducing their carbon footprint . BIM’s mission is therefore to contribute to the relocation of activities in France, with the ambition that in the long term there will be an offer made in France for all everyday products.

BIM’s shares in real economy companies are the collateral (intrinsic value) of the $BIM digital tokens. BIM shares are made up of one-third shares (equity) and two-thirds bonds, which allow entrepreneurs to maintain control of their business by paying interest. With the interest earned on its bonds, BIM buys back $BIM digital tokens on the secondary market. This with at least 5% of the flows generated. The digital token $BIM will be listed on the secondary market through a decentralized exchange starting at the end of the first quarter of 2023.

In addition to the revaluation of the $BIM digital token resulting from the purchase of $BIM tokens on the secondary market, BIM will offer users the possibility of placing their $BIM tokens (“stacker”) in an Impact Booklet remunerated at 5% per year. (in $BIM), thus allowing them to protect themselves from inflation, with immediate liquidity since they will be able to sell their $BIM at any time on the secondary market.

What services does BIM offer?

BIM offers a range of payment solutions (BIM Pay) in partnership with La Carte Française, equity and quasi-equity financing solutions (BIM Finance), assistance with relocation and industrialization for supported projects (BIM Direct). One of BIM’s first investments is Lizia, a 3-in-1 reading lamp made in France, available in a bundle with the book “Made in France: un combat” that chronicles the journey of its co-founder and his fight for relocation. of dishwasher manufacturing to France.

BIM also intends to develop direct solutions, such as the manufacture of keyboards and mice made in France, the manufacture of robotic lawnmowers, etc. and hold a 40% stake in Dan Technologythe company behind the Bob dishwasher, available for private sale at preferential price of $199BIM. Bob’s entire adventure is available in the book “Made in France: un combat” sold on his website.

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